Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
How? All financial companies need to share customer¡¦s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer¡¦s personal information; the reasons Plus4 Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Plus4 Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes Yes
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing
  • Call 713-970-6200 ¡V our menu will prompt you through your choice(s)
  • Visit us online; http://www.plus4cu.org
  • Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 713-970-6200 or go to http://www.plus4cu.org
Who we are  
Who is providing this notice? Plus4 Credit Union
What we do  
How does Plus4 Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Plus4 Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an Account or Deposit Money
  • Pay your bills or Apply for a Loan
  • User your Credit or Debit Card
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a First Class Financial Services name
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Non-affiliates we share with can include mortgage companies, data processors, transactional processing companies, credit reporting agencies, repossession services, and the Internal Revenue Service
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit union groups, insurance companies, product vendors, and brokerage services

Submission Form  
Leave blank or if you have a joint account, your choice(s) will apply to everyone on your account unless you mark below:
Apply my choices only to me
Mark any/all you want to limit:
Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
Do not allow your affiliates to use my personal information to market to me.
Do not share my personal information with nonaffiliates to market their products and services to me.
City, State Zip ,
Account Number(s) (Separate multiple accounts by comma's)
Mailing Address Plus4 Credit Union
9998 Almeda Genoa Road
Houston, Texas 77075
**Important** You are about to transmit confidential information. For your protection, if you do not have a secure browser, this form should not be electronically transmitted. Instead, please print and sign the form. Mail to the mailing address above.