Construction Loans


Credit Life & Disability Insurance

Credit Life and Disability Insurance is available when you obtain a loan from the credit union and knowing you're protected could help give you peace of mind. Credit Disability Insurance may help make your loan payment, up to the policy maximum, if you become totally disabled due to a covered injury or illness.


Credit Life Insurance is designed to help reduce or payoff your eligible loan balance, up to the policy maximum, should an unexpected life event occur.

Check with your loan officer for more details on Credit Life and Disability Insurance on your next loan.  If coverage is issued, the premium will be included in your loan payment.


Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.