Products & Services
Savings & Checking Programs
- Primary Savings
- Business Savings
- Club Accounts
- Youth Accounts
- Checking Account
- Relationship Rewards
- Money Market Checking Account
- Business Checking Account
- Investors' Reward Checking Account
Primary Savings
Opening a savings account is your first step to building a strong financial future. An individual becomes a member of the credit union by opening a savings account. When you open your account with a minimum opening balance of only $5.00, you become a shareholder of the credit union. This ownership entitles you to take advantage of the other products and services the Credit Union provides. You can begin earning dividends on your savings account when your account balance reaches $100.00.
Business Savings
If you're a business owner, you'll want to take advantage of our Business Savings Account. It's a basic tool that earns dividends without high balance requirements or high minimum opening deposits.
Club Accounts
Relieve holiday stress with a Christmas Club Account. This special account is designed to help you save for the holidays. You can make deposits in person, mail and through automatic payments or transfers. Funds and dividends earned are transferred to your savings account in November, just in the St. Nick of time.
To make the good times in life affordable, consider opening a Vacation Club Account and take advantage of our flexible approach of making systematic payments throughout the year.
Youth Accounts
The Plus4 Kids Club is specifically designed for children ages 12 years and younger. Children learn the importance of saving and money management in a fun way with a newsletter, savings incentives, and contests.
CU Succeed is a program designed specifically for our teen members ages 13-18 years of age. With an informative newsletter, teens will learn valuable lessons in saving money, balancing a checkbook, using credit wisely, buying their first car, and saving for college. Click the logo to go directly to the CU Succeed website…
Checking Account
Your checking account is a cornerstone of your relationship with Plus4 Credit Union. We offer a variety of FREE checking account options that allow you to manage your money effectively while earning dividends. And we won't charge unnecessary fees that you find at many of the banks. Our checking accounts offer:
- Easy account access
- Low opening deposits
- No monthly service charges
- No minimum balance requirements
- Easy Check Re-Ordering Online
Relationship Rewards
Get the VIP Treatment. At Plus4, we love our members and want to see them get the most out of their finances. That's why we started the Plus4 Relationship Rewards Program.
Money Market Checking Account
Our Money Market Checking Account is just like our Primary Checking Account, but the earning potential is greater with a money market rate. With its high interest rate, it is a great way to build savings without market risks. You'll enjoy these benefits with our Money Market Checking Account:
- Six free withdrawals per month
- Competitive rate
- No monthly service charge
Business Checking
Our Business Checking Account provides a simple and reliable checking account for your business that allows you to manage incoming and outgoing funds. It allows you to pay bills, receive payments, and make deposits all at an affordable price. If you're a member and have a Primary checking account, all it takes is a minimum deposit of $100 to open an account. Reap these rewards with an PLUS4 Business Checking Account:
- Low opening deposit
- First 50 check clearings are free
- Monthly statements provide you with up-to-date record keeping
Investors' Reward Checking Account
Our Investors' Reward Checking Account is offered to members who establish an investment relationship with a Members Financial Service Representative, a service offered through the CUNA Mutual Group. This account helps to facilitate the process of ACH debits and credits to and from the member's PLUS4 account. When members make a stock trade or purchase other new investments, the funds are automatically debited from this account on the settlement date. Proceeds from the sale of investments, dividends, and other income are automatically transferred, or credited to this account. The account can also be used as the member's primary checking account.
