Identity Theft Shield
Identity Theft Shield
Identity theft can go way beyond credit cards and on-line shopping.
Your identity is personal. Keep it that way. While it can take just minutes to happen, recovering from the financial damage and emotional toll it inflicts often takes years. To ensure you have the best coverage possible, the LegalShield Identity Theft Plan covers not only you and your spouse but also includes up to 8 dependents under the age of 18. Benefits include:
Credit Report and Personal Credit Score
Conveniently log in to our secure website for access to your up-to-date credit report based on data from Experian, including a detailed analysis of your personal credit score.
Continuous Monitoring with Safety Alerts
With our website, you can continuously monitor your Experian credit report and receive email alerts regarding any activity on your credit file.
Identity Consultation and Restoration Services
If you ever encounter or have questions about how to guard yourself against identity theft, weâ€™ve retained the experts at Kroll, the worldâ€™s leading consulting company in identity theft restoration, to assist you. If you find you are a victim, sign a Limited Power of Attorney and Kroll will step in and take over the restoration process for you.
Safeguard for Minors
This benefit provides coverage for up to 8 dependents under the age of 18 and gives valuable information on credit education, including advice on the best practices for the use of a childâ€™s Social Security number. Experts are available for consultation and can provide immediate support as needed, including placing alerts, disputing fraudulent accounts, providing available credit reports, and assisting with obtaining a police report.
For more information or to sign up for the products and services listed above, CLICK HERE.
EXCLUSIONS: Legal Remedy - Any Stolen Identity Event where the victim is unwilling to prosecute the person who caused the victim to suffer the fraud or its consequences. Dishonest Acts - Any dishonest, criminal, malicious or fraudulent acts, if the Member(s) that suffered the fraud personally participated in, directed or had knowledge of such acts. Financial Loss - Membership Services do not cover any financial losses attributed to the Stolen Identity Event, including but not limited to, money stolen from a wallet, unauthorized purchases of retail goods or services online, by phone, mail or direct. Pre-existing Stolen Identity Event Limitations - If either the victim had knowledge of, or reasonably should have had knowledge of, the pre-existing stolen identity event based on information provided to them prior to enrollment in the Identity Theft Shield program, such an event or the consequences caused by it are not covered. Business - A covered stolen identity event does not include the theft or unauthorized or illegal use of their business name, DBA or any other method of identifying their business activity.