Identity Theft Shield
Identity Theft Shield
Identity theft can go way beyond credit cards and on-line shopping.
Unlike the majority of identity theft plans available, we're not going to simply send you a few forms or walk you through the steps of identity restoration. With the IDENTITY THEFT SHIELD from Kroll … We're going to do most of the work for you!
CREDIT REPORT
Evaluate your current credit standing with:
- An up-to-date credit report through Experian at no added cost
- A personal credit score calculated by an independent scoring service
- A detailed analysis of your personal credit score
Experts recommend that you review your credit report regularly. The Identity Theft Shield makes it easy.
CONTINUOUS CREDIT MONITORING
Suspicious activity will be brought to your attention, providing you with early detection. You'll receive prompt notice if the credit repository (Experian) is notified that:
- New accounts have been opened in your name
- Derogatory notations have been added to your credit report
- Public records have been added to your report
- Inquiries have been made against your report
- A change of address has been requested
After you enroll, Membership materials will be mailed to you. This benefit is available to you after you complete a "Consumer Report and Monitoring Authorization Form" provided in your membership materials or you may call 1-800-654-7757 after your membership is processed by LegalShield.
IDENTITY RESTORATION
Coverage begins as of your membership effective date. Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than “do it yourself” information if it happens to you.
With the Identity Theft Shield a trained expert will take the steps to help restore your name and credit for you!
Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution
Kroll’s Licensed Investigators will work on your behalf to help correct identity theft issues you have with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Federal Trade Commission, Social Security Administration, Department of Motor Vehicles, U.S. Postal Service, law enforcement personnel… and other organizations that may be affected.
Fraud alert notifications will be sent on your behalf to all three credit repositories, Social Security administration, Federal Trade Commission, U.S. Postal Service and affected credit card companies and financial institutions.
Proactive searches of applicable Local and National databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county’s records and certain federal watch lists, Department of Motor Vehicle records in your state, Medical Information Bureau and unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.
Rate is $12.95/mo alone or package it with Family Legal Plan and drop the rate to $9.95/mo.
For more information or to sign up for the products and services listed above, CLICK HERE.
EXCLUSIONS: Legal Remedy - Any Stolen Identity Event where the victim is unwilling to prosecute the person who caused the victim to suffer the fraud or its consequences. Dishonest Acts - Any dishonest, criminal, malicious or fraudulent acts, if the Member(s) that suffered the fraud personally participated in, directed or had knowledge of such acts. Financial Loss - Membership Services do not cover any financial losses attributed to the Stolen Identity Event, including but not limited to, money stolen from a wallet, unauthorized purchases of retail goods or services online, by phone, mail or direct. Pre-existing Stolen Identity Event Limitations - If either the victim had knowledge of, or reasonably should have had knowledge of, the pre-existing stolen identity event based on information provided to them prior to enrollment in the Identity Theft Shield program, such an event or the consequences caused by it are not covered. Business - A covered stolen identity event does not include the theft or unauthorized or illegal use of their business name, DBA or any other method of identifying their business activity.
